Privacy Policy


1. Introduction

1.1 We are committed to safeguarding the privacy of our website visitors; in this policy we explain how we will treat your personal information.

 

2. Credit

2.1 This document was created using a template from (http://www.seqlegal.com).

 

3. Collecting personal information

3.1 We may collect, store and use the following kinds of personal information:

(a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);

(b) information that you provide to us when registering with our website (including your name and your email address);

(c) information that you provide when completing your profile on our website

(d) information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including your name and email address);

(e) information that you provide to us when using the services on our website, or that is generated in the course of the use of those services (including the timing, frequency and pattern of service use);

(f) information relating to any purchases you make of our goods / services / goods and/or services or any other transactions that you enter into through our website (including your name, address, telephone number, email address and card details);

(g) information that you post to our website for publication on the internet (including your user name, your profile pictures and the content of your posts);

(h) information contained in or relating to any communications that you send to us or send through our website (including the communication content and meta data associated with the communication);

(i) any other personal information that you choose to send to us; and

3.2 Before you disclose to us the personal information of another person, you must obtain that person's consent to both the disclosure and the processing of that personal information in accordance with this policy.

 

4. Using your personal information


4.1 Personal information submitted to us through our website will be used for the purposes specified in this policy or on the relevant pages of the website.

 

4.2 We may use your personal information to:
(a) administer our website and business;
(b) personalise our website for you;
(c) enable your use of the services available on our website;
(d) send you goods purchased through our website;
(e) supply to you services purchased through our website;
(f) send statements, invoices and payment reminders to you, and collect payments from you;
(g) send you non-marketing commercial communications;]
(h) send you email notifications that you have specifically requested;
(i) send you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);
(j) send you marketing communications relating to our business [or the businesses of carefully-selected third parties] which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications);
(k) deal with enquiries and complaints made by or about you relating to our website;
(l) keep our website secure and prevent fraud;
(m) verify compliance with the terms and conditions governing the use of our website


4.3 If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.


4.4 Your privacy settings can be used to limit the publication of your information on our website, and can be adjusted using privacy controls on the website.


4.5 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party's direct marketing.


4.6 All our website financial transactions are handled through one of our payment services providers: [Paypal.com] or [Stripe.com]. You can review the Paypal's privacy policy at [https://www.paypal.com/webapps/mpp/ua/privacy-full] and Stripe's privacy Policy at [https://stripe.com/sg/privacy]. We will share information with our payment services provider only to the extent necessary for the purposes of processing payments you make via our website, refunding such payments and dealing with complaints and queries relating to such payments and refunds.

 

5. Disclosing personal information


5.1 We may disclose your personal information to [any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors] insofar as reasonably necessary for the purposes set out in this policy.


5.2  We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this policy.


5.3 We may disclose your personal information:
(a) to the extent that we are required to do so by law;
(b) in connection with any ongoing or prospective legal proceedings;
(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
(d) to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and
(e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.


5.4 Except as provided in this policy, we will not provide your personal information to third parties.

 

6. International data transfers


6.1  Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this policy.

 

7. Retaining personal information


7.1 This Section 7 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.

7.2 Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

 

8. Security of your personal information


8.1 We will take reasonable technical and organisational precautions to prevent the loss,
misuse or alteration of your personal information.

 

9. Amendments


9.1 We may update this policy from time to time by publishing a new version on our website.


9.2 You should check this page occasionally to ensure you are happy with any changes to this policy.


9.3 We may notify you of changes to this policy by email or through the private messaging system on our website.

 

10. Your rights


10.1 We may withhold personal information that you request to the extent permitted by law.


10.2 You may instruct us at any time not to process your personal information for marketing purposes.


10.3 In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.

 

11. Refuse service


11.1 Thought Expressions Pte Ltd reserves the right to refuse service to anyone at any time without notice for any reason.
 
12. Third party websites


12.1 Our website includes hyperlinks to, and details of, third party websites.


12.2 We have no control over, and are not responsible for, the privacy policies and practices of third parties.

 

13. Updating information


13.1 Please let us know if the personal information that we hold about you needs to be corrected or updated.

 

14. Our details


14.1 This website is owned and operated by [Thought Expressions Pte Ltd].


14.2 We are registered in Singapore under registration number 200611049D, and our office is at 1 Raffles Place Tower 2, #20-61, Singapore 048616


14.3 Our official place of business is at 1 Raffles Place Tower 2, #20-61, Singapore 048616

 

14.4  You can contact us by writing to the business address given above, by using our website contact form at www.thoughtexpressions.com/contact.htm, by email to connect@thoughtexpressions.com

© Copyright by Thought Expressions. All Rights Reserved.