To be clear, we are not money managers. Rather, we focus on helping clients find strategies to eliminate debt and attempt to reduce taxes, so that they can free up more spendable income to support their current lifestyle and future retirement goals. Although we do not provide tax advice, we will work with your tax professional to attempt to meet those goals. So, even if you already have a financial advisor, we still invite you to schedule your 15-minute phone call to give you additional insights and perspectives that they are likely unaware of.

That's great. We're not CPAs and are not looking to replace them. Instead, we focus on the impact of taxes and debt on not only current income and investments, but how to strategically minimize taxes, eliminate debt, and create more spendable income for you and your family in the years to come. Although we do not provide tax advice, we will work with your tax professional to assist in achieving these goals.

That's a great question and we're glad you asked. Quite honestly, we don't know enough about your situation to know what solutions would be appropriate for you. What we've found is, for most people, debt and taxes are the two things that prohibit them from achieving true wealth. Which of these is more concerning to you? Schedule your 15-minute call to share with us what your biggest financial concern are for you and your family. At that point we can determine if we can be a resource for you or not.

We believe that everyone should have the opportunity to see if they can improve their financial position without any up-front costs or charges. This 15-minute call is a no-obligation call to say hi, and see whether we can be a resource for you, either now or in the future.

Absolutely. we have found that most people do a pretty good job at saving for retirement but may not have a full plan for what to do with those accounts after retirement. We help retirees minimize the taxes that they will owe on their incomes - especially when accounting for social security and required minimum distributions on their IRA and 401k accounts..

Absolutely. we work with W-2 employees, 1099 Contractors, as well as Business Owners.

Possibly. we often work with individuals that are in between jobs to assist them with knowing what to do with their retirement benefits and existing accounts. If that describes you then YES!

Yes, we have plenty of references. Due to financial regulations, we're not able to provide them online, but we can provide them to you at the appropriate time.