Critical to business survival is cash. We all know that, but it's not easy to focus on the key calculations of future monthly cash flow when we are having to fight fires in our business due to a steep economic downturn, the likes of which none of us have ever seen. So here's the simple guidance you need to focus on the keys to financial survival.

This is the spreadsheet I use with clients to project monthly cash flows one year ahead. It's vital to clarify what your cumulative cash-outflow could be, worst case, so that you can work out what you need to borrow (and/or what assets you need to sell) to get through the worst.

You're also getting, in the explanatory video, an actual walk-through of how the spreadsheet works and how to use it to plan to raise the funding you're going to need, worst case, to get through the stormy seas ahead.

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