We design, underwrite, acquire, and service life insurance products for our clients through multiple life insurance carriers.
Our clients use life insurance for:
Insure the partners of the company for Buy-Sell Agreements
Provide liquidity for inheritance and charitable bequests
Insure owners and key executives to fund corporate liabilities
Maximize funding of policy for tax-free retirement income streams
Use death benefits for tax-free long-term care and/or critical illness
Fund estate liabilities
We help customers understand and analyze the policies they purchased years ago to make sure they are still performing under expectations.
Understanding market values for a life insurance policy beyond what is reflected in the Annual Policy Statement
Will your policy allow the death benefit to be used for long-term care services?
Evaluate options for liquidity when surrendering and/or restructuring a policy.
Understand the insured(s) life expectancy when analyzing premium cash flow and/or death benefit assumptions.
LEGACY PLANNING
When people begin planning a financial legacy, they quickly come to the question “How much will be left?” The answer obviously depends on how much one spends, and that recognition leads to this key question: “How can I live my desired lifestyle in retirement and still leave a meaningful legacy?” At Peak Wealth Advisors, we educate you on strategies that support you in your planning efforts as you and your advisor’s work to answer this important question — so you can continue to make a difference in others’ lives, even after you’re gone.
When thinking about leaving a legacy, many possible purposes arise. Here are just a few common reasons for leaving money to special people and institutions in your life:
Provide a source of income so your spouse can live a certain lifestyle
Enhance your children’s overall financial standing or enable them to pursue specific dreams
Secure a stable financial future for your grandchildren
Fund education for children and grandchildren
Further, a cause you care deeply about
Help an institution accomplish a specific goal
PEAK WEALTH ADVISORS
East Longmeadow, MA, United States
info@peakwealthadvisors.com
(413) 224-2488
ABOUT US
Peak Wealth Advisors is a wealth advisory firm that helps retirees with both educational and product implementation services by integrating all facets of the retirement puzzle.
Securities and Registered Investment Advisory Services offered through Silver Oak Securities, Inc. Member FINRA/SIPC . Silver Oak, Peak Wealth Advisors and Peak Business Value are not affiliated.