INSURANCE PRODUCTS


1

Whole Life Insurance


Whole life insurance, or whole of life assurance, sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.


2

Final Expense


Final expense insurance is design to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance. Unfortunately, event bare-bones funerals can cost thousands of dollars. 


3

Funeral Expense


Funeral expense insurance is used to cover the burial of your loved ones.


4

Term Life Insurance


Term life insurance or term assurance is life insurance that provides coverage at a fixed rate or payments for a limited period of time, the relevant term. 


5

Mortgage Protection


Mortgage insurance is an insurance policy which compensates lenders or investors for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.


6

Education Expenses


Education expenses insurance can be used to plan for your children education.


7

I.U.L


Indexed Universal Life (IUL) allows the owner to allocate cash value amounts to either a fixed account or an equity index account. 


8

Annuities


An annuity is a series of payments made at equal intervals. Examples of annuities are regular deposits to a savings account, monthly home mortgage payments, monthly insurance payments and pension payments. 


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