How Does Your Credit Report Work?​

If you understand “how” the credit reporting process works. You can “effectively” Restore your credit.  We make it simple!

ONE

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion and Experian. We prefer that you use identityIQ.Com to pull all three of your credit reports because of the ease of use and their $1.00 trial. They also offer a lot of additional features if you stay on with their membership. Use our Link for IdentityIQ.Com, you can pull your credit reports at anytime from any device that you choose.

 

 

 

 

 

SECOND

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

 

 

 

THIRD

Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

 

 

 

 

FOUR

Once the updated credit reports come back, we analyze the updates for any changes to the inaccurate, misleading and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading and unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit restoration.

 


Star Your Membership Today

Remember Is All Free To Start! 


One-time enrollment work-fee, for a lifetime membership, It's always free to start. cancel at any time. no charge after five days.

Individual

  • ​3 Bureau Audit-Analysis

  • Unlimited Item Challenged

  •  24/7 Online Portal

  • Email Customer Support

  • Members Access To Education

  • Review Report For Inaccurate

  • 60 Days Money Back 

  • Create a Strategic Plan

  • Your Own  Score Specialist

  • No Contracts 

  • And Much More 

$99

 Enrollment-Fee

No charged for five days

$99

Monthly Membership

Begins one month after

We do the work first.

Cancel at any time

Couples

  • ​3 Bureau Audit-Analysis

  • Unlimited Item Challenged

  •  24/7 Online Portal

  • Email Customer Support

  • Members Access To Education

  • Review Report For Inaccurate

  • 60 Days Money Back

  • Create a Strategic Plan

  • Your Own Score Specialist

  • No Contracts

  • And Much More

$149

Enrollment-Fee

No charge for five days

$179

Monthly Membership

Begins one month after

We do the work first.

Cancel at any time

OUR PROCESS

Free Credit Consultation

Together we will review all 3 credit reports and scores to find out how our services can help you to improve your credit. We’ll be looking for questionable items like collections, charge-offs, tax liens, judgments late payments and any negative item that may be hurting your score.

 

 

Initial Credit Audit

We analyze your entire credit report and setup your online credit portal. So, you have access throughout the process to see your progress report that we are doing. We will then write to each of the 3 credit agencies

Transunion, Experian, and Equifax, as well to actual creditors directly.

 

Legally Disputes

We will work with you to develop a personalized strategy and dispute inaccurate items with all three credit bureaus. Using laws such as the Fair Debt Collection Practices Act, we fight illegal collections on your credit report. We understand each individual situation is unique.

Get Massive 

Results

Enjoy your credit! you get results or your money back or your money back guarantee. Our top priority is to assist you, increasing your credit score and rebuilding your credit. Our customers start seeing the best results within 45 to 90 days of signing up for our service, and you will love it

that's for sure.

 

Statistics

24000+

Unique Visitors

3000+

projects

55000+

Happy Clients

Great service fast and accurate.

John Kowalsky

Realtor

If you want your credit cleaned up and ready for 2020 this is the spot. Credit Prime USA. So far I am pleased to say that I got my car and home I'm very happy with the outcome. I do love it.

Victoria Lendi

Sales Person

We highly recommend working with Prime Credit USA. we get more approval for our clients. 

 

Amanda Break

Auto Mall Sales Team


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